Good morning.

Now some people say, "don't try to time your investments." But, if you thought your stock was going to go down, you would not have bought it in the first place, you would have waited to buy it lower. You bought it because you thought the time was right.

"When working with people, assume good intentions. When listening to people, interpret their words in a generous way. You will occasionally get burned and mistreated by always assuming the best in others, but it is a far better way to live than the opposite."

Big institutions are unwinding on every rip so far.