We may be entering an incredible era for investing.

Now, we may be entering an incredible era for investing – after a long slog. And an opportunity for average investors to make up ground on the meager wealth creation and retirement savings opportunities of the past decade or more. 

today is the day, US Election 2016

Regardless of who wins the election, there will be a big reaction in the markets, but nobody can predict the size or the direction.

Trend is still down. Enjoy the ride.

So ahead of the Fed tomorrow and the U.S. election results next week, the markets are pricing in a little more risk today.  A broad "risk-off" day means stocks go lower, yields lower, crude oil lower, gold higher and the VIX (a market measure of uncertainty) higher.